"PROTECTING FAMILIES, BUSINESSES, AND THEIR INCOME"
Why would I need it?
The majority of people will need a form of long term care coverage as they age. Long term care coverage is available for purchase to support you if you become unable to perform by yourself the basic tasks of everyday living. These tasks include going to the bathroom, dressing yourself, feeding yourself, transporting yourself from place to place, continence, and bathing,. If you are unable to perform these needs you will need long term care services or support to help you.
How does it work?
Long Term care insurance will help cover the costs of different support services and care providers in the location that is best for the client, whether this be a facility or their own home. Long Term care insurance will help cover these costs once a need has been established for long term care. The coverage can fund in-home care and can be used to make necessary modifications such as wheelchair ramps.
Your coverage will also go toward the cost of an assisted living facility or nurssing home should you require one. Whether it be at home or a facility you choose the coverage amoung that is right for you and apply that coverage amount to the care you need. Each situation is different and needs change over time which is why we provide policies for a variety of settings.
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*Securities and investment advisory services are offered solely through Registered Representatives and Investment Advisor Representatives of Ameritas Investment Corp. (AIC), a registered Broker/Dealer, Member FINRA/SIPC, and a registered investment advisor. AIC and Gem State Financial Group are not affiliated. Additional products and services may be available through Gem State Financial Group that are not offered through AIC. Securities products are limited to residents of states where associates are registered.
This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. A Representative from Gem State Financial Group will contact you to provide requested information.
Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.